One of the few questions we get asked most often from first time home buyers are, “Is it better to rent or buy?” and “What kind of mortgage rate can I get?”
These are important questions. In this current market, there is an excess supply of condos at reduced prices around the city.  It may surprise you to know that by adding a little bit more money to your current rent each month may allow you the opportunity to enter this tough homeowner market.
Our team at Modern Family Realtor have assisted a number of clients in recent months with achieving their dream at homeownership.  We have set up an easy 5 step program to help our clients analyze their current financial situation and weigh out their options between buying vs renting.  Our trusted advisors can also help determine the kind of mortgage you qualify for and whether any government assistance program such as the First Time Homebuyer Incentive could help make homeownership more accessible to first-time homebuyers like yourself.
Resources such as this guide are designed to help homebuyers make financially sound choices.  No commitment is required just about an hour of your time to see if you may qualify to buy a home or investment in 2021.
With interest rates as low as 1.39% and condo prices coming down about 10% we are bullish on buying into this market before it recovers by the end of the year.  In 3 of the 8 client scenarios we ran it actually cost less to buy then lease in 2021!
Our MFR team and business partners provide advice on every step of the homebuying process, from early-stage goal-setting and financial planning, to house hunting and financing, right up to closing day, moving in and beyond.
After you or your referral completes our 5 step MFR program you will qualify to get a free $25 Amazon gift card just for participating.
If this program does not fit your needs now, please feel free to forward to anyone in your network.  We also assist investors, cottage goers and sellers with free consultations as well.
We invite you to check out more information and resources on
Also, included is the MFR 5 step guide, checklist and budget to review at your convenience.
When you are ready, book your free consultation with us today through the calendly link below or via email and let’s get started!


Eligibility: This Campaign is open only to participants in Ontario. The Campaign is only open to legal residents of Ontario, and is void where prohibited by law. Employees of Modern Family Realtor, its affiliates, subsidiaries, advertising and promotion agencies, and suppliers, (collectively the “Employees”), and/or those living in the same household of Employees are not eligible to participate in the Campaign. The Campaign is subject to all applicable federal, provincial, and local laws and regulations. Void where prohibited.

Agreement to Rules: By participating, the (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of Modern Family Realtor as final and binding as it relates to the content of this Campaign.

Campaign Period: Participants will be accepted starting on February 1, 2021 and ending August 31, 2021.

How to Enter and Qualify for $25 Amazon gift card:
The Participant must submit a written or verbal request to any member of the MFR team that he or she would like to participate in the MFR First Time Home Buyer Program.  You can also refer as many participants into the program.

This participant or referral $25 Amazon Gift card incentive is only available under the following conditions. 1. The participant or referral is currently not a client of Modern Family Realtor. 2. $25 Amazon gift card will be provided if the participant or referral completes the 5 step MFR program. 3. No purchase or sale is required. 4. No limit on how many individuals you can refer to the program.  5.  To qualify for the $25 referral your contact must complete all 5 steps and both of you will qualify for the $25 Amazon gift card.  6.  Amazon gift cards will be delivered after step 5 and you have successfully created a prospect and booked your first showing.

The entry must fulfill all Campaign requirements, as specified, to be eligible for the Amazon Gift Card. Entries that are incomplete or do not adhere to the rules or specifications may be disqualified at the sole discretion of Modern Family Realtor. You must provide the information requested. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Modern Family Realtor.

Gifts: A qualified referral will receive:

$25 Amazon gift card after participant completes all 5 steps in the MFR First Time Home Buyer Program OR

$25 Amazon gift card for the referral when the individual completes all 5 steps of the MFR First Time Home Buyer Program

For example, if you participate and refer 3 individuals you can earn up to $100 in Amazon gift cards.

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